2025 Edition – Precision Planning for Your Future
For members who entered service before 2018 or opted out of BRS. Retirement pay is calculated at 2.5% × years of service × average of highest 36 months of basic pay.
For members who entered service after 2018 or opted in. Retirement pay is 2.0% × years of service × average of highest 36 months, plus TSP matching benefits.
This calculator provides estimates based on 2025 pay tables. Actual retirement pay may vary due to COLA adjustments, special pay, and other factors. Always consult with your finance office for official calculations.
Enter your service information and click “Calculate Retirement Pay” to see your personalized retirement projection
For informational purposes only • Always consult with your finance office for official calculations